{"key":"sector.ivans_umbrella_us","title":"Ivans US umbrella renewal rate change","unit":"% renewal rate change, monthly reading","signal_class":"price_free_market","intake":"review","cadence":"monthly","feed_source":null,"thresholds":null,"last_fetch":{"at":null,"status":null,"stale":false,"last_error":null},"observations":[{"date":"2026-07-31","value":7.42,"value_low":7.42,"value_high":7.42,"midpoint_of_range":false,"source_url":"https://www.insurancejournal.com/news/national/2026/08/11/881057.htm","source_name":"Ivans Index July 2026, via Insurance Journal"}],"events":[]}